Rev. September 2017

     FACTS
    WHAT DOES LIBERTY CAPITAL BANK
    DO WITH YOUR PERSONAL INFORMATION?
     
    Why?
    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
     
    What?
    The types of personal information we collect and share depend on the product or service you have with us. This information can include:
    • Social Security number or account balances
    • Credit history or transaction history
    • Account transactions or checking account information
    When you are no longer our customer, we continue to share your information as described in this notice.
     
    How?
    All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Liberty Capital Bank chooses to share; and whether you can limit this sharing.
    Reasons we can share your personal information
    Does Liberty Capital
    Bank share?
    Can you limit
    this sharing?
    For our everyday business purposes -
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
    Yes
    No
    For our marketing purposes -
    to offer our products and services to you
    No
    We don't share
    For joint marketing with other financial companies
    Yes
    No
    For our affiliates' everyday business purposes -
    information about your transactions and experiences
    No
    We don't share
    For our affiliates' everyday business purposes -
    information about your creditworthiness
    No
    We don't share
    For nonaffiliates to market to you
    No
    We don't share
     
     
    Questions?
     
    Call 469-375-6600 or go to https://www.libertycapitalbank.com
      

    What We Do
    How does Liberty Capital Bank protect my personal information?
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

    We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information except to those employees for whom access is appropriate.
    How does Liberty Capital Bank collect my personal information?
    We collect your personal information, for example, when you
    • Open an account or show your driver's license
    • Provide account information or give us your contact information
    • Make deposits or withdrawals from your account
    We also collect your personal information from others, such as credit bureaus,
    affiliates, or other companies.
    Why can't I limit all sharing?
    Federal law gives you the right to limit only
    • sharing for affiliates' everyday business purposes - information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
    Definitions
    Affiliates
    Companies related by common ownership or control. They can be financial and non-financial companies.
    •  Liberty Capital Bank has no affiliates.
    Nonaffiliates
    Companies not related by common ownership or control. They can be financial and non-financial companies.
    • Liberty Capital Bank does not share with nonaffiliates so they can market to you.

     

    Joint Marketing
    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Our joint marketing partners include credit card companies.
    Other Important Information

    Special Notice For Texas Residents

    HOW TO FILE A COMPLAINT.  We are chartered, licensed or registered under the laws of the State of Texas and by state law are subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against us should contact the Texas Department of Banking through one of the means indicated below:
     
    In person or by U.S. Mail:          Texas Department of Banking         
    Consumer Assistance Activities     
    2601 North Lamar Boulevard, 
    Suite 300
    Austin, Texas 78705-4294
    Telephone No: (877) 276-5554
    E-mail: consumer.complaints@dob.texas.gov
    Website: www.dob.texas.gov
     
     

     

    Liberty Plaza I,  5055 Keller Springs Rd. Suite 120,  Addison, Texas 75001  Phone: 469-375-6600  Fax: 469-375-6565

    To report a lost or stolen card when our lobby is closed, please call 1-800-500-1044.

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